Homeowners are choosing the 15-year mortgage over the 30-year loan more often since 2014. Read why, then decide for yourself which mortgage loan is better. Continue reading

Low interest rates, rising rents, and loosening mortgage guidelines have pushed refinances to a 47% market share. More purchases are getting approved, too. Continue reading

Mortgage rates are defying expert forecasts, and have just dropped to their lowest levels in 55 weeks. Analysis of mortgage rates plus float/lock advice. Continue reading

Amid low mortgage rates are rising rents home buyers are snapping up today’s new construction. Analysis, plus access to today’s live mortgage rates. Continue reading

Case-Shiller Index reports home values up more than 36% since 2012. How valid is the data, though? San Francisco, Denver, and Portland lead the pack. Chicago and Washington, D.C. lags. Continue reading

In Q4 2015, the Home Opportunity Index rose to 63.3%. However, this is only because mortgage rates remained low — and buyers are glad that they did. Continue reading

Home affordability rose last quarter because of ultra-low mortgage rates. But home prices are rising. Should you buy today, or wait for next year? Continue reading

Home buyers are putting less money down at the time of purchase. Some of the programs they’re using to get this done, and why being “house-poor” is no good. Continue reading

January Existing Home Sales increased and home supply remains tight. Prices are rising nationwide. What low-downpayment options do today’s buyers have? Continue reading

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading