A step-by-step, non-biased walkthrough of today’s home buying process. Read more, plus get access to today’s live mortgage rates which are currently near their lowest of all-time. Continue reading
Archive | Mortgage
RSS feed for this sectionMortgage Rates Unmoved By February Non-Farm Payrolls
The February Non-Farm Payrolls report beat expectations. Mortgage rates are unchanged. The Federal Reserve’s next move may be affected. Continue reading
Freddie Mac: Mortgage Payments Fall 4% For Today’s Home Buyers
Mortgage rates dropped again this week. What should you expect to pay for your mortgage, whether fixed-rate or ARM? Analysis & access to today’s live rates. Continue reading
Home Inspections: A Must For Every Home Buyer
When you buy a home, it’s more than just your right to commission a home inspection — it’s your best way to stave off buyer’s remorse. Protect yourself. Continue reading
Home Values Growing Faster For Condos Than Single-Family Homes
Is a better to buy a condo or a single-family, detached home? Recently, condos have held value better. Analysis of the condo market, plus live condo mortgage rates. Continue reading
Where Will Mortgage Rates Go After Friday’s Non-Farm Payrolls Report?
Non-Farm Payrolls releases Friday. Your mortgage rate quote is likely to change. More on the February jobs report and how it can affect your mortgage loan. Continue reading
Conventional loan vs. FHA loan: 2022 Rates and guidelines
Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time. Continue reading
7 questions everyone asks about the harp refinance program
The Home Affordable Refinance Program launched in 2009. Seven years later, homeowners still ask the same 7 questions. Get the straight scoop on HARP. Continue reading
Gift letter for mortgage: How to give or receive a down payment gift
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template. Continue reading
USDA eligibility and income limits: 2022 USDA mortgage
About the USDA Rural Housing Program (Section 502), including household income limits for 2015. Lookup table by county, plus mortgage rates. Continue reading