Currently renting a home but want to transition into homeownership? 3 surefire ways to know whether you’re ready to become a first-time home buyer . Continue reading

Closing costs should not keep you from pursuing a refinance. The benefits of a refi often outweigh the fees — especially when you go “zero-closing cost”. Continue reading

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans. Continue reading

Deciding whether to refinance is a personal decision, and sometimes a tricky one. Here are some ways to determine whether a refinance is right for you. Continue reading

The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker. Continue reading

Fannie Mae survey shows that consumers expect mortgage rates to be higher in 2016 — but that’s what they say EVERY year. Are consumers finally right? Probably not. Continue reading

Looking for the “best deal” on a home loan? The best place to look may be within your own family. Learn how to draft your own intra-family mortgage note. Continue reading

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It’s your mortgage, though. You can do it anytime. Continue reading

Want to lock a low mortgage rate? It helps to know how mortgage interest rates work. Be a better shopper. Learn how to predict today’s mortgage rates. Continue reading

You can lead a horse to water, but you can’t make it drink. Home buyers get helpful advice from lenders but, for some reason, so often they choose to ignore it. Continue reading