This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage. Continue reading

Mortgage rates are dropping — far quicker than experts projected. It’s sparking a refinance boom. Homeowners cite all sorts of reasons for doing a refi. Continue reading

Tasas hipotecarias cerca de los niveles históricos más bajos El año 2015 se proyecta como otro año sólido para el sector de la vivienda en los Estados Unidos. Las ventas de viviendas están aumentando, la oferta de viviendas está bajando y los precios están subiendo en muchas ciudades y vecindarios. Asimismo, lastasas de interés hipotecarioestán […]

For buyers in Hawaii, it would take more than 25 years just to save 10% for a down payment on a home. Thankfully, you don’t need to save for 10%. Mortgage options are plenty for today’s buyers of homes. Continue reading

La exactitud de la información sobre el préstamo del Departamento de Agricultura de los Estados Unidos (USDA) se remite al día de hoy, 14 de February de 2016. Si usted obtiene su información sobre el préstamo hipotecario del USDA en otro lado, corrobore la fecha de publicación del artículo para cerciorarse de que esté actualizado. […]

Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan. Continue reading

When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options. Continue reading

Your mortgage lender is going to ask a lot of questions as part of its home loan application. Some of the questions might seem nosy — and downright rude. Continue reading

Owning a rental building and living in it can be an excellent way to save money on your mortgage, while building home equity for your future. How to do it. Continue reading

How FHA mortgage insurance premiums work, and how to cancel your monthly MIP. With the right steps, eliminate FHA MIP in 30 days or fewer. Continue reading