Analyzing 15 years of home sales and 32 million home sales, a pattern of “good days” and “bad days” to buy a home emerged. Can you guess which day is best? Continue reading

Fannie Mae survey shows that consumers expect mortgage rates to be higher in 2016 — but that’s what they say EVERY year. Are consumers finally right? Probably not. Continue reading

Mortgage rates are defying expert forecasts, and have just dropped to their lowest levels in 55 weeks. Analysis of mortgage rates plus float/lock advice. Continue reading

Having two mortgages attached to your home is not a bad thing. For years, U.S. homeowners have used second mortgages for basic financial security. Continue reading

Is a better to buy a condo or a single-family, detached home? Recently, condos have held value better. Analysis of the condo market, plus live condo mortgage rates. Continue reading

The VA mortgage program is a homeownership benefit available to U.S. military personnel, veterans, and spouses and families. A complete reference guide. Continue reading

FHA loan guidelines are flexible about downpayments. The funds can come from a number of sources besides the buyer’s own bank account. Continue reading

Case-Shiller Index reports home values up more than 36% since 2012. How valid is the data, though? San Francisco, Denver, and Portland lead the pack. Chicago and Washington, D.C. lags. Continue reading

Lenders do not require couples to be on the mortgage together. A spouse with lower credit can be removed from the application to help the other qualify. Continue reading

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading