The Federal Reserve meets this week and, although the Fed doesn’t set mortgage rates, its rhetoric and actions can influence them. Analysis and advice. Continue reading

Home values have surpassed last decade’s bests, set in April 2007. Current mortgage rates play a role, as does access to low- and no-money-down mortgages. Continue reading

Home buyers love the FHA loan’s mortgage rates and small downpayment requirement. In 2016, FHA is loosening guidelines even more to prompt homeownership. Continue reading

A ten percent downpayment can give you the benefits of a bigger downpayment at half the initial upfront investment. Continue reading

Lenders will start accepting a new credit scoring method that could result in higher consumer scores and more mortgage approvals. Continue reading

Here’s a look at how Jennifer Lawrence might have financed her recent home purchase, and how much she might pay each month given today’s mortgage rates. Continue reading

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading

Home buyers are putting less money down at the time of purchase. Some of the programs they’re using to get this done, and why being “house-poor” is no good. Continue reading

Low interest rates, rising rents, and loosening mortgage guidelines have pushed refinances to a 45% market share. But purchase loans control today’s market. Continue reading

For the third year in a row, according to the 2016 Home Buyer and Seller Generational Trends Report, the largest group of home buyers was the millennial generation. Continue reading