Lenders may end the HARP refinance program even before the official expiration date. How to check eligibility and apply before the cutoff. Continue reading

Application “strong points,” called compensating factors, can get you approved for a mortgage, even when it seems unlikely. Continue reading

The VA mortgage has helped thousands of surviving spouses shore up finances and reduce homeownership costs. Continue reading

These programs can help certain professionals overcome home buying challenges that relate to their line of work. Continue reading

USDA mortgages are getting more affordable. The agency has just announced plans to reduce upfront and monthly fees for this popular home buying program. Continue reading

Home affordability rose last quarter because of ultra-low mortgage rates. But home prices are rising. Should you buy today, or wait for next year? Continue reading

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading

You can lower your interest rate by wrapping high-interest credit cards into a refinance. But it doesn’t work for everyone. Continue reading

New guidelines make it easier for home buyers with student loan debt to qualify for FHA in 2016. Continue reading

Today’s low mortgage rates are helping consumers secure mortgages at zero out-of-pocket expense. Continue reading