Frightened about mortgage insurance? Don’t be. In most cases, paying MI is temporary and, in others, a well-timed refinance can erase it completely. Continue reading
Archive | Mortgage
RSS feed for this sectionCan I buy a home with a VA mortgage after foreclosure?
Instructions for military borrowers on how to buy a home after a foreclosure event. Zero-downpayment options available via the VA Loan Guaranty Program. Continue reading
The Mistake That Is “Waiting For Lower Rates”
Mortgage rates are near record lows. Most homeowners will do better by taking available rates today instead of waiting for a future drop. Continue reading
The 203K is today’s home improvement loan
Buying a home that needs repairs? Don’t have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy. Continue reading
Mortgage Rate Surveys: Where Are Today’s “Real” Mortgage Rates?
There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore? Continue reading
Help For Home Buyers: Mortgages & Real Estate Agents
Make a smarter home purchase this year. Tips and tricks for today’s active home buyers. Read more and get today’s live mortgage rates. Continue reading
FHA Loans In Demand Despite “Better” Options
Many mortgage options today offer lower costs and better terms. But FHA loans come with unmatched flexibility for new home buyers. Continue reading
Mortgage Discount Points: Are They Worth It?
Mortgage discount points will lower your quoted mortgage rate and your monthly housing payment. But should you ever pay them at all? Analysis and today’s… Continue reading
The 5-10 Properties Program Is For Investors With More Than 4 Properties Financed
Investor with more than 4 properties financed? Use Fannie Mae’s standard 5-10 Properties Program. How to apply plus today’s mortgage rates. Continue reading
Identity Theft : Getting Mortgage-Approved When Your Credit Is Stolen
Identity theft doesn’t have to be the end of your homeownership goals. Mortgage lenders, often, can work around low scores due to stolen credit. Continue reading