The Federal Reserve meets this week and, although the Fed doesn’t set mortgage rates, its rhetoric and actions can influence them. Analysis and advice. Continue reading

A piggyback loan is two loans in the place of one. Avoid mortgage insurance, plus two more strategies can reduce home financing costs. Continue reading

Escrowing your taxes and insurance reduces your lender’s risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life. Continue reading

VA rates are sinking deeper. That’s enticing more U.S. military veterans to reduce their housing costs with this homeowner-friendly program. Continue reading

The fear of getting “turned down” for a mortgage may be overblown. Nearly 75% of home buyers are getting approved — and at very low rates, too. Continue reading

June home sales were strong and home supply remains tight nationwide. Prices are rising, but first-time home buyers are not deterred. Continue reading

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population. Continue reading

As demand surges, U.S. builders are starting more homes than during any period this decade. Mortgage rates are cheap and low downpayment loans are abundant. Continue reading

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped. Continue reading

You might be able to buy a free-standing home for the same monthly cost as a condominium. Use an HOA dues-enabled mortgage calculator to find out. Continue reading