A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here’s why. Continue reading

You can qualify for a mortgage with a chapter 13 bankruptcy in your recent past. Even if you’re still in bankruptcy in some cases. Here’s how. Continue reading

Flood insurance may be required by your mortgage lender. Even if not required, it might be a good idea. Continue reading

Credit, not cash, is king when getting a mortgage. But if your spouse terrible credit, can you still buy or refinance? Actually, yes. Continue reading

Having fair credit can cost you significantly more than having good credit. Luckily, it’s not hard to move up a level. Continue reading

As demand surges, U.S. builders are trying to keep up. Prices are on the rise, but mortgage rates remain historically low. Is it time to start your home search in earnest? Continue reading

The USDA home loan — aka Rural Housing mortgage — offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner. Continue reading

Mortgage rates jumped faster than any time in the last 177 weeks. Are there still mortgage rate “deals” available for consumers? Continue reading

In the first monthly Mortgage Opportunity Report, we dig into thousands of inquiries submitted by readers of The Mortgage Reports to find what’s trending in today’s market. Continue reading

A recent Fannie Mae survey shows a changing mindset among U.S. consumers. Now, they predict rising mortgage rates next year. Continue reading